Fintech investments

About ManyPets

ManyPets provides award-winning pet insurance that has been built around the needs of pet parents. They take a fresh approach within the industry, including policies for existing conditions and access to a video-calling service that connects pet owners with vets, giving them quick access to animal expertise and extra peace of mind. The claims process has been designed to be easier and all doable online, with live updates on claims and a friendly support team on hand.

About Token

Token is an open banking platform driving the shift from card to bank payments.

Since 2016, it has pioneered innovation in payment initiation and data aggregation technology. It made history by conducting the first end-to-end payment through a public bank API in the UK in 2018.

Today, Token is driving the move from cards to faster, fairer, lower-cost bank payments across Europe, processing millions of payments annually for over 80 banks, payment service providers, gateways and large merchants.

Token offers best-in-class open payment and data connectivity in Europe, spanning 14 EU countries, and representing over 210 million potential end users of Open Banking services and over €13tn in customer deposits. All through a single API and interface.

Token’s focus on payments has enabled it to develop deep functionality that makes accepting direct bank payments elegant and simple. Meanwhile, its enterprise-first approach enables other players in the existing payment value chain to bring direct bank payments to their customers.

With Token’s complete open banking toolkit, businesses can create new capabilities and revenue streams, blending API-based payments and data to reinvent financial experiences faster and more efficiently.

About Elliptic

Cryptoassets are fast becoming part of the mainstream financial ecosystem and are providing the foundation for a new, decentralised financial system.

Elliptic is driving development and innovation in cryptoasset, helping crypto businesses and financial institutions to grow, and offering protection as new blockchains emerge and regulations evolve.

Elliptic monitors 98% of all cryptoasset trading volume, screens more than $1bn of transactions each week and has collected more than 100 billion cryptoasset data points.

Having worked for regulated financial institutions, Elliptic’s founders understood the cryptoasset industry would have to operate within financial crime regulatory frameworks to reach its full potential.

This led to the creation of the world’s first compliance tools based on blockchain analytics, in 2015.

Today, Elliptic provides: crypto investigations, wallet screenings, asset coverage, transaction monitoring, holistic screening through the entire crypto ecosystem, and nuanced, risk-based virtual asset service provider screening.

About Minimum

Minimum is a carbon accounting system that allows businesses and investors to calculate, report on and reduce their carbon footprint.

Sustainability is a major focus for businesses now, because consumers demand it. And carbon reduction and removal is something we as a society need to address urgently. Minimum makes effective climate action so accessible for businesses, that there really is no reason not to embrace it.

The company offers two packages. Minimum for corporates includes automated carbon accounting and management, net-zero planning, reporting, and more. Minimum for investors helps implement investment decarbonisation strategies, as well as carbon accounting and management for funds.

About By Miles

Car insurance in the UK is mandatory, unloved by customers and sold by incumbents as a product that’s barely changed in decades – creating an opportunity for ambitious new entrants.

The traditional vehicle insurance model doesn’t make sense for customers who don’t drive much. By Miles is giving control back to drivers, by showing them the cost of each journey as soon as it’s finished.

James and Callum founded the business in 2016 to provide fairer pricing, total transparency and policies that are easier to manage.

The By Miles premise is simple: you’re less likely to have an accident if you’re not driving. Customers pay a fixed annual cost that covers a car while it’s parked. They then simply pay for the miles they drive each month. It’s quick, too, giving customers a basic idea of cost in under a minute.

The result is better prices for low-mileage drivers than they could receive from incumbent insurers. These typically use low-mileage drivers to subsidise the higher cost of insuring riskier, high-mileage drivers.

By Miles customers are in control, with simple bills. Right down to the last penny.

About Vitesse PSP

Even in our high-speed, tech-savvy world, it can still be painfully slow to make payments across country borders. Vitesse was created to fix the outdated payments process, providing a smart alternative to making global payments.

Vitesse PSP provides cross-border payment services to banks and businesses via a globally distributed settlement network. Through a single integration, merchants gain access to domestic routing, leveraging lower payment costs and delivering payments seamlessly. This network is overlaid with a Vitesse-built treasury platform and can be connected to via API or an intelligent user interface (UI).